
Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
Well Sarah was nothing but brilliant through our remortgage process. Which has taken us a while due to our personal circumstances but Sarah never made us feel
Well Sarah was nothing but brilliant through our remortgage process. Which has taken us a while due to our personal circumstances but Sarah never made us feel like we were in any rush and she was so flexible with us. We picked up this year where we had left off and proceeded to run through our mortgage options. She explained the rates what were available to us with documents that were accredited then when we got the formal documents we were in a position to get the application completed. In this time Sarah has been in good communication with us but never once made me feel I needed to do anything quicker than I could. She is super friendly, knowledgeable and above anything else doesn't give you any BS to what you should or shouldn't be doing. She even told us to stick with some additional extras we already had because they were of better interest to us and we would essentially get less cover for more money so for me that a huge thing!! She even got us a slightly better deal when signing up so she never stopped trying to do right by us. We are forever grateful for her taking time out in the evening when suitable for my husband and I to get the application completed. Will be shouting from the roof tops to use Sarah at Embrace Financial services to anyone and everyone who may need this service. Thank you again
On our first meeting we were so impressed, Sarah does not need a calculator or computer screen to work out, what you can borrow, what you can afford, she is a human calculator and to watch her do this is just amazing.
We have returned to Sarah many times for advice, she is so honest, she explains all options that you have available to you.
If anyone is ever looking for sound, professional, unbiased advice, Sarah is the best person you will ever be so lucky to come in with contact.
We would never consider any other advisor, ever.
Thank you Sarah
Ady and louisa Whitehill
You made something that felt super overwhelming, calm & manageable so thank you for that. Appreciate your patience and quick responses too!
Embrace made the initial steps of buying a house so much easier. My advisor,Kristopher Camblin was a massive help not only getting my mortgage but sorting insurance and
Embrace made the initial steps of buying a house so much easier. My advisor,Kristopher Camblin was a massive help not only getting my mortgage but sorting insurance and solicitors out.
