Our financial advisers aim to save you time and take the hassle away. They will be clear, outlining all the paperwork you will need for your initial application. Plus they will look at a variety of options so you don’t have to spend hours and hours comparing different mortgages from different lenders.
Our advisers give friendly, straightforward advice. They are very helpful and will guide you through the entire process. Your first appointment with an Embrace Financial Services adviser is free. You will be given details of all the documentation you need to take – how many months bank statements, what ID you will need, how to access your credit score etc. They will also help complete all the paperwork, meaning less time and stress for you.
There are 100s of different mortgage lenders throughout the UK – with 1000s of products, rates and processes. Our financial advisers are able to consider mortgages from a large panel of lenders and they have access to 1000s of mortgages, giving you a better chance of getting the best mortgage for your own personal circumstances.
We'll support you the whole way
We offer straightforward, honest advice in a way that helps you understand. We don’t place time restrictions on appointments so you won’t feel rushed or unable to ask the questions you need to. Building a rapport with you is important because finding a mortgage is just the first step on your journey. We can also help you plan your moving budget, and liaise between your lender, solicitor and the estate agent of the property you are buying, if appropriate.
We'll stay in touch afterwards
When it’s time to review your mortgage, we’ll see how your current deal compares with other products on offer. If we can find you a better deal to suit your circumstances we’ll let you know, even if it's with the same lender.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
Read, first hand, about the real life experiences of some of our customers
Selling and buying a property is stressful enough but when there’s other important family factors to consider it’s even more heart breaking to hear, one month after putting an offer in for a new property, that your broker hasn’t secured a mortgage for you and you risk being unable to buy.
The decision to get married at the same time as buying a new home is likely to result in a lot of anxiety and hard work before your plans and dreams are realised so when, along the way, you are suddenly let down by someone you’d turned to for help, it can be devastating.