Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
My partner and I have been dealing with David Meredith for our first property purchase and we can not fault him. He’s been available for any questions we’ve had,
My partner and I have been dealing with David Meredith for our first property purchase and we can not fault him. He’s been available for any questions we’ve had, always comes back quickly and has been extremely efficient. He’s absolutely lovely and would 100% use him for any future purchases.
I cannot recommend Saif highly enough! I am a contractor and he managed to arrange not
I cannot recommend Saif highly enough! I am a contractor and he managed to arrange not just one but three complex mortgages for me simultaneously—a buy-to-let, a let-to-buy, and a residential mortgage—and he handled it all to absolute perfection.
From the very beginning, Saif was professional, approachable, and incredibly knowledgeable. He took the time to understand my unique needs and worked tirelessly to secure the best deals available. His communication was impeccable, keeping me informed at every stage and ensuring I fully understood the process.
What stood out the most was his ability to coordinate all three mortgages seamlessly, something that could have easily been overwhelming. Saif’s attention to detail and dedication made the entire experience stress-free and smooth.
I am beyond impressed with the service Saif provided and truly grateful for his expertise. If you’re looking for a mortgage broker who is not only highly skilled but also genuinely cares about delivering the best results for their clients, Saif is the one to call. Thank you, Saif—you’ve gained a loyal client for life!
Andrew Kidd helped me and my partner with arranging our first mortgage. As first time buyers he made the experience as stress free as possible. We had our
Andrew Kidd helped me and my partner with arranging our first mortgage. As first time buyers he made the experience as stress free as possible. We had our mortgage offer issued within a week of our appointment! I would highly recommend to anyone.
We had an excellent experience with Shaneel Mirza as our mortgage advisor. His expertise, professionalism, and clear communication made the entire mortgage process
We had an excellent experience with Shaneel Mirza as our mortgage advisor. His expertise, professionalism, and clear communication made the entire mortgage process smooth and stress-free. He took the time to understand our needs, provided tailored advice, and guided us through every step with patience and clarity. Thanks to his dedication, we secured our mortgage quickly and with great terms. We are truly grateful for his outstanding service and would highly recommend Shaneel to anyone seeking reliable and knowledgeable mortgage advice.