
Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
Working with Wayne Danks, being a first time buyer has honestly taken an incredible amount of stress away from the process. He’s wonderful, informative and
Working with Wayne Danks, being a first time buyer has honestly taken an incredible amount of stress away from the process. He’s wonderful, informative and patient and I can’t begin to thank him enough for all the work he’s put in to making this process as smooth as possible.
We will be coming back to remortgage through Wayne in the future for sure.
Had a great experience with EFS and Wayne Danks who handled my mortgage application. Wayne sent me regular updates and kept everything simple and
Had a great experience with EFS and Wayne Danks who handled my mortgage application. Wayne sent me regular updates and kept everything simple and straightforward for myself. There was a bit of going back and forth with lenders in regards to deposit amount but Wayne found a mortgage deal for me far better than I could of asked for. I would highly recommend EFS and definitely worth an ask if you can get wayne to handle your application. Thanks again.
My application went so easy because of Kristopher Camblin he made it so easy for us he worked so hard to get us the best deal. Even when we had a question which
My application went so easy because of Kristopher Camblin he made it so easy for us he worked so hard to get us the best deal.
Even when we had a question which was after 10pm he was there for us.
I will recommend this firm for us they where reliable understand.
Thx all this to Kristopher Camblin
We had an excellent experience working with our mortgage advisor. From the very beginning, they were professional, knowledgeable, and incredibly supportive throughout the entire process.
As first-time buyers, we had a lot of questions and uncertainties, but everything was explained clearly and patiently. Our advisor took the time to understand our circumstances and found us a mortgage deal that suited our needs perfectly. Communication was always prompt, transparent, and reassuring, which made what can often be a stressful process feel straightforward and well managed.
What really stood out was the genuine care and dedication shown at every stage—from the initial consultation right through to completion. Nothing ever felt like too much trouble, and we always felt confident that we were in safe hands.
Thanks to their expertise and guidance, securing our mortgage was smooth and hassle-free. We would not hesitate to recommend their services to anyone looking for trustworthy, professional mortgage advice.
Thank you again
first time buyers Wayne made everything less complicated. Would 100% recommend.
