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About Embrace Financial Services

At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.

Our Core Services

Mortgage Services

  • First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
  • Remortgaging: Helping you find better rates and terms for your existing mortgage.
  • Buy-to-Let Mortgages: Financing options for investment properties.
  • Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.

Protection Services

  • Life Insurance: Comprehensive life insurance plans to protect your loved ones.
  • Critical Illness Cover: Financial support in case of serious illness.
  • Income Protection: Safeguarding your income in the event of unexpected circumstances.


Additional Services via Referral

Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:

  • Second Charge Lending: Access additional funds secured against your property.
  • Commercial Lending: Financing solutions for business growth and development.
  • Bridging Finance: Short-term financing options to bridge the gap between transactions.
  • Equity Release: Unlock the value of your home with equity release options.
  • General Insurance: Comprehensive insurance plans to protect your assets and investments.
  • E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.

Why Choose Embrace Financial Services?

At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.

We're Convenient

In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.

We're Helpful

Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.

We're Personalised

We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.

We'll support you the whole way

We  are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.

We'll stay in touch afterwards

After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.

Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.

Read, first hand, about the real life experiences of some of our customers

Rated Excellent with over 1,500 reviews