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Rated Excellent by our customers
Our financial advisers aim to save you time and take the hassle away. They will be clear, outlining all the paperwork you will need for your initial application. Plus they will look at a variety of options so you don’t have to spend hours and hours comparing different mortgages from different lenders. Instead, our advisers can get you a Mortgage in Principle in just 30 minutes, so you know your borrowing potential.
Our advisers give friendly, straightforward advice. They are very helpful and will guide you through the entire process. Your initial appointment with an Embrace Financial Services adviser is free. You will be given details of all the documentation you need to take to your second appointment – how many months bank statements, what ID you will need, how to access your credit score etc. They will also help complete all the paperwork, meaning less time and stress for you.
There are 100s of different mortgage lenders throughout the UK – with 1000s of products, rates and processes. Our financial advisers are able to consider mortgages from a large panel of lenders and they have access to 1000s of mortgages, giving you a better chance of getting the right mortgage for your own personal circumstances.
We offer straightforward, honest advice in a way that helps you understand. We don’t place time restrictions on appointments so you won’t feel rushed or unable to ask the questions you need to. Building a rapport with you is important because finding a mortgage is just the first step on your journey. We can also help you plan your moving budget, and liaise between your lender, solicitor and the estate agent of the property you are buying, if appropriate.
When it’s time to review your mortgage, we’ll see how your current deal compares with other products on offer. If we can find you a better deal to suit your circumstances we’ll let you know, even if it's with the same lender.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Embrace Financial Services usually charges a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £999 and this will be discussed and agreed with you at the earliest opportunity.