-

Income Protection

Our Income Protection Insurance is designed to support you if you’re ill or injured and can’t work.

Book an appointment

Trustpilot

Rated Excellent by our customers

Income Protection

Owning a home is one of life's most significant investments. But what happens if illness or injury unexpectedly prevents you from working? Our income protection insurance from Legal & General ensures that you're covered, no matter what life throws your way.

What is income protection insurance?

Income protection insurance provides you with a regular monthly income if you cannot work due to illness or injury, ensuring you can continue paying your mortgage.

Why Choose Income Protection Insurance?

  • Regular Monthly Benefit: Receive a steady monthly income if you're unable to work due to illness or injury, ensuring you can keep up with your mortgage payments.
  • Comprehensive Coverage: Payouts continue until you return to work, retire, pass away, or reach the end of your benefit payment period.
  • Multiple Claims: Depending on your chosen policy, you can claim multiple times, providing continuous support whenever you need it.
  • Rehabilitation Support: Legal & General give you access to experienced rehabilitation specialists dedicated to helping you get back on your feet and back to work.

Who Needs Income Protection Insurance?

Whether you're a homeowner or a first-time buyer, protecting your mortgage is crucial. Our tailored income protection insurance provides peace of mind and financial security for you and your family.

How it works

1

Book an appointment

Fill out our simple form to speak to a qualified adviser
Booking appointment on laptop
2

Customise Your Plan

We'll assess your needs and offer a tailored insurance plan from Legal & General with fixed monthly premiums.
Customise your plan
3

Hassle Free

We help with the paperwork and application, taking the stress away.
Paperwork
4

Peace of Mind

Rest easy knowing that your mortgage payments are protected, even if you can't work.
Young man injured

Additional Benefits included as standard 

Wellbeing Support - whatever your situation, Wellbeing Support provided by RedArc Assured Ltd is just a phone call away, with personalised emotional and practical support from a dedicated registered nurse. Access included as standard on our protection policies.

Rehabilitation Support Service - included as standard with our income protection policies. As soon as you make a valid claim, you will be given access to our in-house team of healthcare professionals. It supports a quicker return to work, and to good mental and physical health.

Care Concierge - Care Concierge is a free confidential 1:1 telephone service that can help you and your loved ones understand and find later life care. You can gain information on types of care, finding care and paying for care.

A little thank you

When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.

Other protection products

Types of mortgages

Life Insurance

Protect your family or dependents with life insurance.
-

Critical Illness Cover

Protect yourself financially from critical illness