Buy to Let calculator

Use our Buy to Let calculator to work out the rental income that may be needed from your proposed Buy to Let property.

What do I need to know?

The calculator provides a Loan to Value percentage, which is the ratio of your mortgage, expressed as a percentage of the value of the property.

The calculator suggests a higher and lower figure for the rental income that  a lender may require to support a given mortgage. The higher figure assumes a mortgage interest rate of 5.09% and the lower figure a rate of 4.49%. Both calculations are based on the lender requiring 125% of the monthly mortgage interest payment as a rental income. Please note that the exact criteria may vary from lender to lender.

We can help you with:

  • An extensive choice of mortgage products specifically designed for Buy to Let investment or Let to Buy financing.
  • Interest Only or Capital Repayment options.
  • Insurance cover available specifically for Buy to Let properties.
  • Arranging your first Buy to Let mortgage or arranging finance for a portfolio of Buy to Let properties.
  • Specialist types of Buy to Let mortgages including Student Lets and Houses in Multiple Occupation.

Buy to Let Calculator


Rental income

Loan to value (LTV):

Thinking of renting out your property? Our local lettings experts will give you a current rental valuation and talk you through your options.

Book an appointment

‚ÄčThis information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you all mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders; and make an appointment to receive mortgage advice suitable for your needs and circumstances.

Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.