
Protect Your Home with Mortgage Protection Insurance
Why Mortgage Protection Insurance is Important
Owning a home is one of the most significant financial commitments anyone can undertake. But with that commitment comes the need to ensure that your home, and your family's future, are adequately protected. Mortgage protection insurance offers the ultimate safeguard for your home and financial security, stepping in to cover mortgage payments in times of illness, job loss, or death.
What is Mortgage Protection Insurance?
Mortgage protection insurance is a specialised type of insurance designed to cover your mortgage payments if you become unable to do so due to various life events such as critical illness, loss of income, or death. This ensures that your family can remain in their home without the added stress of financial instability. These are covered by different policies from Legal & General which, combined or individually, make up mortgage protection insurance.
Benefits of Mortgage Protection
Financial Security
In the event of unforeseen circumstances, mortgage protection insurance ensures that your mortgage payments are covered or financial hardship.
Peace of Mind
Knowing that your family can remain in their home regardless of what life throws at you provides invaluable peace of mind.
Flexibility
Mortgage protection insurance can be tailored to fit your specific needs, covering you against illness, job loss, or other eventualities.
Customisation
Policies are tailored to meet individual needs and circumstances.
Types of Mortgage Protection Insurance
Why choose Embrace Financial Services

Expert Advice

Comprehensive Options

Personalised Service

Transparent Process
Additional Benefits included as standard
Wellbeing Support - whatever your situation, Wellbeing Support provided by RedArc Assured Ltd is just a phone call away, with personalised emotional and practical support from a dedicated registered nurse. Access included as standard on our protection policies.
Care Concierge - Care Concierge is a free confidential 1:1 telephone service that can help you and your loved ones understand and find later life care. You can gain information on types of care, finding care and paying for care.
A little thank you
When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.
Different types of protection products

Income Protection
Rated 4.8
out of 5



I am absolutely delighted to share my experience working with Vishal Popat, our Senior Financial Consultant, who provided

I am absolutely delighted to share my experience working with Vishal Popat, our Senior Financial Consultant, who provided exemplary support in our successful home purchase.
From our very first interaction, Vishal's professionalism was evident. He approached every aspect of our financial planning with meticulous attention to detail and a deep understanding of the market. What truly set him apart was his incredible empathy. He genuinely understood our anxieties and aspirations throughout the complex process, making us feel heard and supported every step of the way.
Vishal's clarity in communication was a game-changer. He broke down intricate financial concepts into easily digestible information, ensuring we fully understood all our options. His advice was not just informative but also incredibly insightful, proving crucial in our decision-making process. We felt empowered and confident, knowing we were making the best choices for our future. Vishal's responsiveness was also extremely good and it helped us move further in the process much faster.
We couldn't have navigated this journey without Vishal. His dedication, expertise, and genuine care made what could have been a stressful experience remarkably smooth and positive. We highly recommend Vishal to anyone seeking top-tier financial guidance for their home buying journey.
Thank you, Vishal, for everything!



Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way. His communication was

Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way.
His communication was amazing he was always available to help and replied to emails messages and calls promptly.
As first time buyers we needed a lot of help and had a lot of questions and Carl was there throughout to answer those questions and make the process easier.
Carl even helped negotiate the purchase of the house and saved us a significant amount on the house price.
Carl was super friendly and I can not recommend him enough to all buyers but especially first time buyers. Max, his assistant was also very helpful and helped chase up an issue we were having with the house survey.
We will always use Carl and Embrace going forwards.

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent hours on the phone to me giving advice on next steps, options etc. He also negotiated the final price on the house I ended up buying and saved me a fortune... then went on and sorted the mortgage! Nothing was too much trouble, he kept me really well informed and he really helped me and my family out through a pretty rough period. Very highly reccomended.

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him serveral times and he is simply the best IFA I have ever worked with (I am nearly 60 and used quite a few other the years). Fantastic service and I would highly recommend him.