
Protect Your Home with Mortgage Protection Insurance
Why Mortgage Protection Insurance is Important
Owning a home is one of the most significant financial commitments anyone can undertake. But with that commitment comes the need to ensure that your home, and your family's future, are adequately protected. Mortgage protection insurance offers the ultimate safeguard for your home and financial security, stepping in to cover mortgage payments in times of illness, job loss, or death.
What is Mortgage Protection Insurance?
Mortgage protection insurance is a specialised type of insurance designed to cover your mortgage payments if you become unable to do so due to various life events such as critical illness, loss of income, or death. This ensures that your family can remain in their home without the added stress of financial instability. These are covered by different policies from Legal & General which, combined or individually, make up mortgage protection insurance.
Benefits of Mortgage Protection
Financial Security
In the event of unforeseen circumstances, mortgage protection insurance ensures that your mortgage payments are covered or financial hardship.
Peace of Mind
Knowing that your family can remain in their home regardless of what life throws at you provides invaluable peace of mind.
Flexibility
Mortgage protection insurance can be tailored to fit your specific needs, covering you against illness, job loss, or other eventualities.
Customisation
Policies are tailored to meet individual needs and circumstances.
Types of Mortgage Protection Insurance
Why choose Embrace Financial Services

Expert Advice

Comprehensive Options

Personalised Service

Transparent Process
Additional Benefits included as standard
Wellbeing Support - whatever your situation, Wellbeing Support provided by RedArc Assured Ltd is just a phone call away, with personalised emotional and practical support from a dedicated registered nurse. Access included as standard on our protection policies.
Care Concierge - Care Concierge is a free confidential 1:1 telephone service that can help you and your loved ones understand and find later life care. You can gain information on types of care, finding care and paying for care.
A little thank you
When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.
Different types of protection products

Income Protection
Rated 4.8
out of 5


He is very friendly and great and getting back to me quickly when I email.


I’ve had an outstanding experience with Embrace Financial Service. From the very beginning of my purchasing journey, their team was incredibly helpful and

I’ve had an outstanding experience with Embrace Financial Service. From the very beginning of my purchasing journey, their team was incredibly helpful and supportive. A special thank you to Andrew Penny, who took over my case as a Financial Consultant. He was exceptionally professional, patient, and always took the time to explain everything clearly. Even a year later, the communication never stopped — they’ve continued to check in and offer support whenever needed. Andrew genuinely cares about his clients, and it really shows. I highly recommend Embrace Financial Service for anyone looking for honest, caring, and dedicated financial guidance.



Vishal was incredibly helpful in helping us to secure our Mortgage Offer and was very responsive and quick to answer

Vishal was incredibly helpful in helping us to secure our Mortgage Offer and was very responsive and quick to answer any questions we had. He explained the process simply and took the time to get in touch with any updates and recommendations. He made this part of the house-buying process stress-free, quick, and very smooth, and we couldn't be more thankful to have found such a great service!

Ray Lang has now handled three mortgages for me over the years, and most recently, a renewal, and I genuinely wouldn’t go to anyone else. From start to

Ray Lang has now handled three mortgages for me over the years, and most recently, a renewal, and I genuinely wouldn’t go to anyone else. From start to finish, he is always professional, proactive, and incredibly knowledgeable. Ray takes the stress out of the process and makes everything feel easy and seamless.
He’s always one step ahead, ensuring I get the best deal and fully understand all my options. Communication is fantastic, and I always feel like I’m in safe, capable hands. His attention to detail and personal touch make all the difference.
Honestly, if you need a mortgage broker who truly cares and delivers outstanding results every single time, Ray is the one to trust. Absolutely fabulous service!! Very highly recommended!