-

Critical Illness Cover

Protecting you and your loved ones

Book an appointment

Trustpilot

Rated Excellent by our customers

Protect Your Home and Family with Critical Illness Insurance

Are you a homeowner or first-time buyer? Ensuring your mortgage is safeguarded against the unexpected is crucial. We offer specialised critical illness insurance from Legal & General designed to provide peace of mind and financial security for you and your loved ones.

What is Critical Illness Cover?

Critical illness insurance provides a lump sum payment if you are diagnosed with a specified critical illness. This can be used to cover your mortgage payments, medical bills, or everyday living expenses while you recover.

Why do I need Critical Illness Insurance for my mortgage?

If you were to become critically ill, maintaining mortgage payments could become challenging. This insurance ensures that your home remains secure, reducing financial stress during recovery.

Why Choose Our Critical Illness Insurance?

  • Minimise Financial Impact: If you become critically ill, our insurance helps mitigate the financial burden on your family. Cover essential bills and living expenses while you focus on recovery.
  • Children’s Critical Illness Cover: Our policy includes coverage for your children as standard, so you can rest easy knowing your entire family is protected.
  • Advanced Payout for Surgical Treatment: If you’re placed on the NHS waiting list for a covered condition requiring surgery, Legal & General offer an advanced payout to help you get the treatment you need sooner.

How it works

1

Book an Appointment

Fill out our simple form to speak to a qualified adviser.
EFS website on phone
2

Customise Your Plan

Work with an expert adviser to tailor a plan that fits your unique situation and budget.
Adviser on phone
3

Hassle Free

We help with the application process as well to make it as stress free as possible.
Application process
4

Get Covered

Secure your mortgage with a policy that offers comprehensive protection against critical illnesses.
Book your appointment
Family relaxing

Additional Benefits included as standard 

Wellbeing Support - whatever your situation, Wellbeing Support provided by RedArc Assured Ltd is just a phone call away, with personalised emotional and practical support from a dedicated registered nurse. Access included as standard on our protection policies.

Care Concierge - Care Concierge is a free confidential 1:1 telephone service that can help you and your loved ones understand and find later life care. You can gain information on types of care, finding care and paying for care.

A little thank you

When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.

Other protection products

Types of mortgages

Life Insurance

Protect your family or dependents with life insurance.
Family Income Benefit

Income Protection

Designed to support you if you're ill or injured and can't work.