Speak to one of our protection financial advisers
Are you looking for life insurance, income or tenant protection to cover you if you're ill or can't work?
We have access to a range of protection products and our financial advisers will work with you to establish what you need and advise the best products for you.
Flexible protection from a tried and trusted name
We have teamed up with Legal & General - one of the largest insurers in the UK - to make sure we have a wide range of affordable options backed by a great track record of supporting customers when the things that none of us like to think about happen.
Life insurance
Designed to ensure your loved ones don’t have to worry about mortgage repayments if the worst was to happen.
Income protection
Designed to replace a proportion of the income you lose if you cannot work due to sickness, stress or accidental injury.
Tenant protection
Designed with tenants in mind to protect against serious illness, stress or injury.
When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.
Rated 4.8
out of 5



Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way. His communication was

Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way.
His communication was amazing he was always available to help and replied to emails messages and calls promptly.
As first time buyers we needed a lot of help and had a lot of questions and Carl was there throughout to answer those questions and make the process easier.
Carl even helped negotiate the purchase of the house and saved us a significant amount on the house price.
Carl was super friendly and I can not recommend him enough to all buyers but especially first time buyers. Max, his assistant was also very helpful and helped chase up an issue we were having with the house survey.
We will always use Carl and Embrace going forwards.

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent hours on the phone to me giving advice on next steps, options etc. He also negotiated the final price on the house I ended up buying and saved me a fortune... then went on and sorted the mortgage! Nothing was too much trouble, he kept me really well informed and he really helped me and my family out through a pretty rough period. Very highly reccomended.

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him serveral times and he is simply the best IFA I have ever worked with (I am nearly 60 and used quite a few other the years). Fantastic service and I would highly recommend him.

He was professional and extremely helpful throughout our property purchase and then just as good in the remortgage twice years later.

Our mortgage approval was lengthy and time consuming. Hardip is very knowledgeable,professional, kind and patient mortgage broker. Explained

Our mortgage approval was lengthy and time consuming. Hardip is very knowledgeable,professional, kind and patient mortgage broker. Explained every step thoroughly, as a first time buyers were going into the process completely clueless.
I highly recommend their service.