Speak to one of our protection financial advisers
Are you looking for life insurance, income or tenant protection to cover you if you're ill or can't work?
We have access to a range of protection products and our financial advisers will work with you to establish what you need and advise the best products for you.
Flexible protection from a tried and trusted name
We have teamed up with Legal & General - one of the largest insurers in the UK - to make sure we have a wide range of affordable options backed by a great track record of supporting customers when the things that none of us like to think about happen.
Life insurance
Designed to ensure your loved ones don’t have to worry about mortgage repayments if the worst was to happen.
Income protection
Designed to replace a proportion of the income you lose if you cannot work due to sickness, stress or accidental injury.
Tenant protection
Designed with tenants in mind to protect against serious illness, stress or injury.
When you take out a Protection policy through Embrace Financial Services, they’ll send you a £50 e-gift. From a choice of Amazon.co.uk, Argos or John Lewis. Find out more here.
Rated 4.8
out of 5

As a first-time buyer, the whole mortgage process felt a bit overwhelming at first, but Stacey made everything so

As a first-time buyer, the whole mortgage process felt a bit overwhelming at first, but Stacey made everything so much easier to understand and navigate. She explored options I hadn’t even considered, and I honestly don’t think I’d be buying the house I am at the moment if it wasn’t for her advice and support. From the very beginning, she was incredibly knowledgeable, patient, and always happy to answer any question – no matter how small.
Stacey has made what could have been a stressful experience feel smooth and manageable, and I can’t thank her enough for all her help. I’d highly recommend her to anyone looking for a mortgage advisor – she’s fantastic at what she does and truly goes above and beyond.

Usamah Elmaghdy was absolutely amazing in helping find the right mortgage. He was always available, incredibly supportive, and made the entire process feel smooth and

Usamah Elmaghdy was absolutely amazing in helping find the right mortgage. He was always available, incredibly supportive, and made the entire process feel smooth and stress-free. I truly appreciated his dedication and guidance every step of the way!




We had a fantastic experience working with Vishal Poppat as our mortgage adviser. His knowledge and expertise were evident from the outset, and he guided us through the process with clarity and confidence. Vishal was always available to answer our questions—no matter how small—and he consistently went above and beyond to ensure everything ran smoothly. His professionalism, attention to detail, and calm approach made what could have been a stressful process feel manageable and even enjoyable. We wouldn’t hesitate to recommend Vishal to anyone looking for expert mortgage advice.



Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a

Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a hat. He explained everything so it was actually easy to understand, was so open and this has honestly been the smoothest process ever because of him. I have heard horror stories about mortgages and I was apprehensive about the process but I couldn't have asked for a better advisor. I have recommended Colin to my friends and family, and I will absolutely stay as a customer of his! THANK YOU COLIN!!!!!!!