Remortgaging could give you the flexibility to change your mortgage as your lifestyle changes.
In a turbulent mortgage market it makes sense to get expert advice - mistakes can prove very expensive in the long term. Our expert advisers can help you find the right remortgage for you.
Remortgaging is the process of replacing your current mortgage with another from a different lender without moving house.
Deciding whether it would be beneficial to you to remortgage is all about the timing and your personal circumstances. You will need to consider whether the benefits of switching mortgage deals will outweigh the costs.
To demonstate the effect on your monthly mortgage repayments of moving to a different mortgage rate use the Remortgage calculator. If you're wanting to get an indication of your home's current market value to help with estimating your loan to value, use the Remortgage valuation tool.
You may already have a good mortgage deal and this is not the time to change it, but this might not always be the case. Embrace Financial Services has a Remortgage Club where we regularly contact you about new deals and will remind you before the anniversary date of your mortgage deal that it might be a good time to review what other mortgages are on offer.
Our team of Financial Advisers know the ins and outs of the mortgage market and can explain everything in a way that is both comprehensive and straightforward - contact us today to book an appointment.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.