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Rated Excellent by our customers
Get a mortgage the easy way with Embrace Financial Services
We take away the hassle of finding a mortgage and give you your valuable time back.
We have mortgage advisers across the UK who will give expert advice and guidance throughout the process – giving you your precious time back. Our advisers have experience of arranging mortgages for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing.
3,620
First time buyers onto the property ladder in 2023
14,596
Mortgage applications submitted in 2023
£2.3 billion
Mortgage submissions valued in 2023
3,620
First time buyers onto the property ladder in 2023
14,596
Mortgage applications submitted in 2023
£2.3 billion
Mortgage submissions valued in 2023
Today’s latest mortgage rates
Compare 1,000s of mortgage rates & deals
Recommend a friend and receive a £100 voucher
Recommend a friend and if they then take out their mortgage with us, you'll both receive £100 worth of vouchers. You can also recommend up to 10 friends. T&C's apply.
Rated 4.8
out of 5



David Meredith is extremely patient and an excellent communicator. He really takes great care to make sure that the options available are

David Meredith is extremely patient and an excellent communicator. He really takes great care to make sure that the options available are explained in a way that is easily understandable and works hard to make sure that the best products and advice are available to his clients. I’m very happy to have David as an advisor, he really is a gem and has saved me time, stress and lots of money with his advice and guidance. I’ll always recommend him to anyone who needs a mortgage and I’ll always use his services as long as they are available! Thank you!!

We remortgaged through the truly amazing Justyna Ferra and have been blown away by her service. Firstly she beat all the other rates we'd seen online

We remortgaged through the truly amazing Justyna Ferra and have been blown away by her service. Firstly she beat all the other rates we'd seen online significantly, the rate she got us with my existing bank was less than they would offer me - how does that work? Justyna explained everything really clearly and answered our questions in plain language making sure we understood everything. There were no issues at all that one of us is self employed. Her PA Jane Bills was great, very clear about what documents and info she needed from us and chased the law firm on our behalf. From first meeting Justyna to getting mortgage offer took under 2 days and we completed in about 5 weeks - she is a credit to Embrace Financial Services and I will not hesitate recommend her to other family members and friends looking for a mortgage or cover. She has been super nice and made us feel like VIP's - Thank you again!!


Found us the perfect deal when our first provisional offer fell through.
Fought our case and held our hands throughout the process.
Couldn’t be happier with the service and would highly recommend her to anyone looking to secure a mortgage

Working with Saif as my mortgage advisor from Embrace financial services was an exceptional experience from

Working with Saif as my mortgage advisor from Embrace financial services was an exceptional experience from start to finish. His unmatched knowledge and expertise in the field made what could have been a complex and stressful process incredibly easy and efficient. Saif took the time to explain all my options, answer every question, and provide personalized advice tailored to my financial goals. His communication was clear and timely, ensuring I always knew where things stood and what to expect next. Thanks to his hard work and dedication, my mortgage was completed quickly, within less than a week, and I secured a fantastic rate. Saif also successfully negotiated with the seller to obtain a good discount. If you’re looking for a trustworthy, professional, and results-driven mortgage advisor, I highly recommend Saif. He truly went above and beyond to ensure I had a smooth, stress-free experience!🙌🙌🙌

I had the pleasure of working with Saif as my mortgage advisor, and I can confidently say that he made the entire process incredibly smooth and efficient. From

I had the pleasure of working with Saif as my mortgage advisor, and I can confidently say that he made the entire process incredibly smooth and efficient. From the very beginning, Saif took the time to explain every step in detail, ensuring I understood my options and the best route for my financial situation. He was always responsive, answering my questions promptly and with great clarity.
What stood out most was Saif’s professionalism and dedication. He worked tirelessly to secure the best possible rates for me and ensured that all the paperwork was handled quickly. Thanks to his expertise, the process was completed much faster than I anticipated which is not more than a week, without any unnecessary delays or stress. He also negotiated price with the seller and reduced the price of the property.
Overall, I highly recommend Saif to anyone looking for a reliable, knowledgeable, and efficient mortgage advisor. His exceptional service made a typically stressful process much easier and faster.
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.