
Sort your mortgage...at the weekend
Talk to a qualified adviser at a time to suit you, whether that's early morning, evening or even at the weekend.
Rated Excellent by our customers
Get a mortgage the easy way with Embrace Financial Services
We take away the hassle of finding a mortgage and give you your valuable time back.
We have mortgage advisers across the UK who will give expert advice and guidance throughout the process – giving you your precious time back. Our advisers have experience of arranging mortgages for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing.
3,620
First time buyers onto the property ladder in 2023
14,596
Mortgage applications submitted in 2023
£2.3 billion
Mortgage submissions valued in 2023
3,620
First time buyers onto the property ladder in 2023
14,596
Mortgage applications submitted in 2023
£2.3 billion
Mortgage submissions valued in 2023
Today’s latest mortgage rates
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Recommend a friend and receive a £100 voucher
Recommend a friend and if they then take out their mortgage with us, you'll both receive £100 worth of vouchers. You can also recommend up to 10 friends. T&C's apply.
Rated 4.8
out of 5

As a first-time buyer, the whole mortgage process felt a bit overwhelming at first, but Stacey made everything so

As a first-time buyer, the whole mortgage process felt a bit overwhelming at first, but Stacey made everything so much easier to understand and navigate. She explored options I hadn’t even considered, and I honestly don’t think I’d be buying the house I am at the moment if it wasn’t for her advice and support. From the very beginning, she was incredibly knowledgeable, patient, and always happy to answer any question – no matter how small.
Stacey has made what could have been a stressful experience feel smooth and manageable, and I can’t thank her enough for all her help. I’d highly recommend her to anyone looking for a mortgage advisor – she’s fantastic at what she does and truly goes above and beyond.

Usamah Elmaghdy was absolutely amazing in helping find the right mortgage. He was always available, incredibly supportive, and made the entire process feel smooth and

Usamah Elmaghdy was absolutely amazing in helping find the right mortgage. He was always available, incredibly supportive, and made the entire process feel smooth and stress-free. I truly appreciated his dedication and guidance every step of the way!




We had a fantastic experience working with Vishal Poppat as our mortgage adviser. His knowledge and expertise were evident from the outset, and he guided us through the process with clarity and confidence. Vishal was always available to answer our questions—no matter how small—and he consistently went above and beyond to ensure everything ran smoothly. His professionalism, attention to detail, and calm approach made what could have been a stressful process feel manageable and even enjoyable. We wouldn’t hesitate to recommend Vishal to anyone looking for expert mortgage advice.



Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a

Had the best experience I could have asked for with EFS, specifically because of Colin! He was so helpful, thorough, supportive and was there to talk at the drop of a hat. He explained everything so it was actually easy to understand, was so open and this has honestly been the smoothest process ever because of him. I have heard horror stories about mortgages and I was apprehensive about the process but I couldn't have asked for a better advisor. I have recommended Colin to my friends and family, and I will absolutely stay as a customer of his! THANK YOU COLIN!!!!!!!
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.