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What happens once I submit my details?

At the initial appointment we will go through fact finding with you to establish your current financial situation and what you want to achieve. This will last around half an hour.
Sometimes we can give you some indicative mortgage quotations at your initial appointment and follow-up with an email. If not, we will email them onto you afterwards to review.
We’ll then book a second appointment to give you chance to chat through the quotes and any other questions you may have. If you’re happy you’ll give us your go ahead with the mortgage application, we will let you know what paperwork we’ll need and arrange for a mortgage in principle. We’ll also follow this up with an email.
We will then arrange a sign-up appointment to confirm the final details, complete the mortgage application and we will then take our fee (if applicable).
The mortgage application will then we sent to the mortgage lender and if here if any additional information needed we will let you know straight away.
Depending on your circumstances the offer is received and the process continues.
We will keep in contact with you throughout the process to make sure everything is going smoothly.
Once the mortgage completes we will have a final call with you to confirm all is well.

Use the buy to let mortgage calculator to work out the required rental income that may be needed from your proposed buy to let property.

We have such a positive experience dealing with embrace financial services. AnnePaige has been supporting us throughout the whole process. She’s always happy to answer any calls emails and

Staff & Service
I have always had fantastic service from EFS and Lois Keefe who has taken care of both my mortgage & re-mortgage applications. Lois sent me regular updates and kept

A truly supportive and professional Mortgage Advisor
From the very beginning, Kristopher Camblin was incredibly supportive and professional. Our first meeting was a video call rather than

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority

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What happens once I submit my details?

Speak to a mortgage adviser

What happens once I submit my details?

We search the market to try and find you the ideal available mortgage rates