Need a Buy to Let Mortgage? Book Your Appointment Today

What happens once I submit my details?

At the initial appointment we will go through fact finding with you to establish your current financial situation and what you want to achieve. This will last around half an hour.
Sometimes we can give you some indicative mortgage quotations at your initial appointment and follow-up with an email. If not, we will email them onto you afterwards to review.
We’ll then book a second appointment to give you chance to chat through the quotes and any other questions you may have. If you’re happy you’ll give us your go ahead with the mortgage application, we will let you know what paperwork we’ll need and arrange for a mortgage in principle. We’ll also follow this up with an email.
We will then arrange a sign-up appointment to confirm the final details, complete the mortgage application and we will then take our fee (if applicable).
The mortgage application will then we sent to the mortgage lender and if here if any additional information needed we will let you know straight away.
Depending on your circumstances the offer is received and the process continues.
We will keep in contact with you throughout the process to make sure everything is going smoothly.
Once the mortgage completes we will have a final call with you to confirm all is well.

Use the buy to let mortgage calculator to work out the required rental income that may be needed from your proposed buy to let property.

EFS Amazing service- thanks Justyna
Justyna made the whole process for a new mortgage deal stress free. We always felt reassured and in control of our finances thanks her efforts that

Professional services
Amazing services. The broker that I have used Justyna Ferra is amazing. SO friendly and informative and she has a great team behind her. I took out my first

⭐ 10/10 Experience! Simon Durose and the entire Embrace team were fantastic throughout our recent purchase. Their communication was clear and consistent, and their professionalism was

As a 21-year-old buying my first home, I had no idea what I was doing, but Justyna was amazing! She made the whole process simple and easy to understand. I’d definitely recommend her to

Bardzo jestem zadowolona z pomocy Pani Justyny.
I am very satisfied with Mrs. Justyna's help. She is nice and friendly. She explained everything that was not understandable and gave

Polecam
Jestem bardzo zadowolony z współpracy z Embrance Financial service a w szczególności z pani Justyny Ferra bardzo serdecznie i konkretnie przeprowadziła mnie przez proces

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Book a buy to let mortgage appointment

What happens once I submit my details?

Speak to a mortgage adviser

What happens once I submit my details?

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