
Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
Embrace made the initial steps of buying a house so much easier. My advisor,Kristopher Camblin was a massive help not only getting my mortgage but sorting insurance and
Embrace made the initial steps of buying a house so much easier. My advisor,Kristopher Camblin was a massive help not only getting my mortgage but sorting insurance and solicitors out.
Hardip Lota is an excellent mortgage broker. His calm, reassuring manner put me at ease from our very first meeting. He offered clear, expert advice on a range
Hardip Lota is an excellent mortgage broker. His calm, reassuring manner put me at ease from our very first meeting. He offered clear, expert advice on a range of mortgage options and was proactive in helping me choose the one that best suited my circumstances. I’m truly grateful for his support and professional guidance, and I would highly recommend his services.
Lisa was extremely helpful with talking us through all our options when it came to the mortgage. She was always happy to explain anything to us and took a lot of
Lisa was extremely helpful with talking us through all our options when it came to the mortgage. She was always happy to explain anything to us and took a lot of time making sure everything was right. Would 100% recommend using Embrace Financial Services to anyone!
Patience, awareness and professional perhaps would have been a great experience. But, when it is topped with good presence of mind, client's interest first and adding value
Patience, awareness and professional perhaps would have been a great experience. But, when it is topped with good presence of mind, client's interest first and adding value through the process, the experience can only be awesome!! Vishal Popat, kudos to you for such a remarkable experience with your consistent top-class advice and services. THANK YOU!!
Great Service from Gary at Embrace, i had an elongated sale due to solicitor issues and i cannot fault the service and support from Gary, from doing affordability
Great Service from Gary at Embrace, i had an elongated sale due to solicitor issues and i cannot fault the service and support from Gary, from doing affordability searches to chasing down fund release. I will be recommending Gary and EFS to many friends and family
