
Finding you the right mortgage for your needs, backed by expert guidance.
Rated Excellent by our customers
About Embrace Financial Services
At Embrace Financial Services, we specialise in Mortgage and Protection services, including later life lending. Our experienced team is dedicated to providing you with the best solutions to meet your financial needs, whether you're looking to secure a mortgage, protect your assets, or explore other financial opportunities. Discover our comprehensive range of services designed to support your financial journey.
Our Core Services
Mortgage Services
- First-Time Buyer Mortgages: Tailored solutions for first-time homebuyers.
- Remortgaging: Helping you find better rates and terms for your existing mortgage.
- Buy-to-Let Mortgages: Financing options for investment properties.
- Later Life Lending: Specialised lending options for those in later stages of life, ensuring financial stability and flexibility.
Protection Services
- Life Insurance: Comprehensive life insurance plans to protect your loved ones.
- Critical Illness Cover: Financial support in case of serious illness.
- Income Protection: Safeguarding your income in the event of unexpected circumstances.
Additional Services via Referral
Through our trusted network of partners, we offer a range of additional financial services to meet all your needs:
- Second Charge Lending: Access additional funds secured against your property.
- Commercial Lending: Financing solutions for business growth and development.
- Bridging Finance: Short-term financing options to bridge the gap between transactions.
- Equity Release: Unlock the value of your home with equity release options.
- General Insurance: Comprehensive insurance plans to protect your assets and investments.
- E-Surv Property Surveys: Professional property surveys for accurate property valuations and assessments.
Why Choose Embrace Financial Services?
At Embrace Financial Services, we pride ourselves on our personalised approach and commitment to excellence. Our team of experts is here to guide you every step of the way, ensuring you have the support and advice you need to make informed financial decisions.
We're Convenient
In as little as 30 minutes, we can provide you with the assurance of knowing your potential borrowing capacity - meaning less paperwork, no time-consuming comparison shopping across lenders and more clarity on what's needed for initial applications.
We're Helpful
Our experienced advisers provide friendly and approachable guidance with everything you need. Plus, your first appointment comes with no obligation. If you choose to proceed, we take care of all associated paperwork making it stress free on your end.
We're Personalised
We have access to thousands of mortgages from various providers and will take into account your individual circumstances when finding something suitable – giving you peace of mind while making sure you get best deal for your circumstances.
We'll support you the whole way
We are ready with patient advice; nothing is ever too much trouble. Whether it's budgeting tips or liaising between parties involved in the purchase, our aim is to help make everything easier.
We'll stay in touch afterwards
After reviewing your mortgage, we'll monitor your mortgage and you'll be notified if there is a better deal out there.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
Read, first hand, about the real life experiences of some of our customers
Sarah helped us with our 1st ever Mortgage and renewal, she is extremely knowledgeable and friendly. Always goes above and beyond to help, responds fast and makes the process
Sarah helped us with our 1st ever Mortgage and renewal, she is extremely knowledgeable and friendly. Always goes above and beyond to help, responds fast and makes the process extremely simple and stress free. Definitely recommend
Charlie Ferrier has been outstanding in availability and helpfulness in guiding me through house buying (my first time) and offering
Charlie Ferrier has been outstanding in availability and helpfulness in guiding me through house buying (my first time) and offering advice and support on all aspects, not just mortgage. Hugely appreciated and highly recommended.
You can really tell he cares about his clients and goes above and beyond to help. Highly recommend!
Sarah Mercer is, in one word-amazing!!! She really knows her stuff and couldn’t be more helpful if she tried. I was clueless when it came to us looking at
Sarah Mercer is, in one word-amazing!!! She really knows her stuff and couldn’t be more helpful if she tried. I was clueless when it came to us looking at our options when our fixed rate came to an end, and Sarah had helped us with our last mortgage so I had no doubts in who to ring. Within 10 minutes we had sorted what we were going to do!
We highly recommend her!
Thank you Sarah!
I have had the pleasure of working with Simon Parker several times over the past eight years, and each experience has been consistently excellent.
Simon is highly professional, knowledgeable, and always takes the time to explain all available options clearly. He listens carefully to your individual circumstances and goals, and provides tailored mortgage solutions that best suit your needs.
I highly recommend his services to anyone seeking expert, trustworthy mortgage advice.
