The Bank of England has cut its base interest rate from 5.0% to 4.75%, its second reduction this year following a similar move in August. This decision reflects a significant drop in inflation, which fell to 1.7% in September, its lowest point since 2021.
The change is expected to benefit mortgage borrowers, particularly those with variable-rate mortgages, while some fixed mortgage rates have also shown recent decreases.
If your current mortgage is set to expire within the next six months, we would recommend exploring new deals promptly with your adviser. Our mortgage advisers recommend locking in rates early to secure the best deal and we use technology that will monitor multiple lenders at the same time.
These tools ensure our borrowers can switch to better deals automatically, should more competitive mortgage rates become available.
Introducing our mortgage rate table
Compare thousands of mortgage rates and deals tailored to suit your needs. Our easy-to-use table gives you access to a wide range of options, updated daily, so you can find the perfect mortgage for your circumstances.
Search, compare, and save:
- View rates from leading lenders
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If you'd like personalised advice or help navigating the options, simply book an initial appointment, this can be face to face, by video call or over the phone.
If none of these deals jump out at you, or you have special circumstances that need to be considered, why not let an expert perform a thorough search for you?
Our advisers search for mortgage deals from over 70 trusted lenders, saving you time, money and effort. Simply book an initial mortgage appointment today and our experts will be in touch.
