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Why use Embrace?
Adviser support from start to finish
Our experienced mortgage advisers are here to give you all the support and guidance you need.
5-star service
We are rated 5 stars on Trustpilot by our customers
Appointments when you need them
Speak to a qualified adviser early morning, after work, or at the weekend
No obligation first appointment
We charge a fee but only if we can help you and you are happy with our recommendations.
Plenty of choice
We have access to 1,000’s of mortgages to find you the right deal
Why use Embrace?
Adviser support from start to finish
Our experienced mortgage advisers are here to give you all the support and guidance you need.
5-star service
We are rated 5 stars on Trustpilot by our customers
Appointments when you need them
Speak to a qualified adviser early morning, after work, or at the weekend
No obligation first appointment
We charge a fee but only if we can help you and you are happy with our recommendations.
1
1. Your first appointment
At your first appointment, we will discuss your circumstances and what you want to achieve. This will take no longer than an hour.
2
Get your Mortgage in Principle
We can give you a Mortgage in Principle at this appointment, if you need one. If you need a Mortgage in Principle, we will need to carry out a credit check to do so but don’t worry, its only a soft footprint on your credit score . It wont affect your credit rating and won’t be visible by anyone other than yourself.
3
Ready when you are
When you are ready to proceed, we will arrange a follow up appointment to confirm the final details and complete the mortgage application. We will let you know what paperwork we’ll need based on your circumstances. It is at this point that we will take our applicable fee.
Communicative and knowledgeable
Sarah was really communicative and very helpful and addressed all the questions we had. She was very patient but also very on-the-ball and was happy to
Sarah was really communicative and very helpful and addressed all the questions we had. She was very patient but also very on-the-ball and was happy to
... read more
Communicative and knowledgeable
Sarah was really communicative and very helpful and addressed all the questions we had. She was very patient but also very on-the-ball and was happy to chase third parties where necessary to avoid any delays. Really appreciate all her help and guidance
Sarah was really communicative and very helpful and addressed all the questions we had. She was very patient but also very on-the-ball and was happy to chase third parties where necessary to avoid any delays. Really appreciate all her help and guidance
Outstanding Support and Professionalism
I'm very grateful to Sarah Mercer at Embrace Financial Services for her outstanding support during my mortgage process. She was professional,
I'm very grateful to Sarah Mercer at Embrace Financial Services for her outstanding support during my mortgage process. She was professional,
... read more
Outstanding Support and Professionalism
I'm very grateful to Sarah Mercer at Embrace Financial Services for her outstanding support during my mortgage process. She was professional, knowledgeable, friendly and approachable from start to finish. Sarah ensured I understood every step, answered all my questions, and made the entire experience smooth and stress-free. Her expertise and dedication secured the best outcome for me. She also follows up to ensure that all is ok and whether the current rate is still working for me. I highly recommend her to anyone seeking personalised mortgage advice.
I'm very grateful to Sarah Mercer at Embrace Financial Services for her outstanding support during my mortgage process. She was professional, knowledgeable, friendly and approachable from start to finish. Sarah ensured I understood every step, answered all my questions, and made the entire experience smooth and stress-free. Her expertise and dedication secured the best outcome for me. She also follows up to ensure that all is ok and whether the current rate is still working for me. I highly recommend her to anyone seeking personalised mortgage advice.
Mortgage Advisor - Vish
Mortgage advisor Vish helped us through both our initial home purchase and remortgage. He is very personable, great at explaining all the nuances and making them
Mortgage advisor Vish helped us through both our initial home purchase and remortgage. He is very personable, great at explaining all the nuances and making them
... read more
Mortgage Advisor - Vish
Mortgage advisor Vish helped us through both our initial home purchase and remortgage. He is very personable, great at explaining all the nuances and making them make sense and available at pretty much all times, genuinely couldn’t recommend more.
Mortgage advisor Vish helped us through both our initial home purchase and remortgage. He is very personable, great at explaining all the nuances and making them make sense and available at pretty much all times, genuinely couldn’t recommend more.
Sarah is awesome!
I had a fantastic experience with Embrace Financial Services, and in particular with Sarah Mercer. From our first conversation, Sarah was friendly, knowledgeable, and
I had a fantastic experience with Embrace Financial Services, and in particular with Sarah Mercer. From our first conversation, Sarah was friendly, knowledgeable, and
... read more
Sarah is awesome!
I had a fantastic experience with Embrace Financial Services, and in particular with Sarah Mercer. From our first conversation, Sarah was friendly, knowledgeable, and incredibly thorough. She took the time to understand my situation, explained every option in plain English, and never once made me feel rushed or pressured.
What stood out most was her communication—regular updates, quick replies to my (many!) questions, and clear next steps at each stage. She anticipated potential hiccups before they became issues, kept everything moving with the lender and solicitor, and ultimately secured a competitive deal that fit my budget and future plans.
The whole process felt smooth and well-managed from start to finish. If you’re looking for a mortgage adviser who combines expertise with genuine care, I can’t recommend Sarah Mercer at Embrace Financial Services highly enough.
I had a fantastic experience with Embrace Financial Services, and in particular with Sarah Mercer. From our first conversation, Sarah was friendly, knowledgeable, and incredibly thorough. She took the time to understand my situation, explained every option in plain English, and never once made me feel rushed or pressured.
What stood out most was her communication—regular updates, quick replies to my (many!) questions, and clear next steps at each stage. She anticipated potential hiccups before they became issues, kept everything moving with the lender and solicitor, and ultimately secured a competitive deal that fit my budget and future plans.
The whole process felt smooth and well-managed from start to finish. If you’re looking for a mortgage adviser who combines expertise with genuine care, I can’t recommend Sarah Mercer at Embrace Financial Services highly enough.
I confess I am an idiot when it comes to these things...Sarah Mercer could not have been more helpful or efficient, start to finish it was clear, concise and informative, making sure I
... read more
I confess I am an idiot when it comes to these things...Sarah Mercer could not have been more helpful or efficient, start to finish it was clear, concise and informative, making sure I understood what was going on. Each step was made clear and explained...couldn't have asked or wished for more!
Great and supportive service
Our broker Ray Lang was an invaluable help and a constant support throughout our buying process. He was always very quick to reply, giving sound and reliable
Our broker Ray Lang was an invaluable help and a constant support throughout our buying process. He was always very quick to reply, giving sound and reliable
... read more
Great and supportive service
Our broker Ray Lang was an invaluable help and a constant support throughout our buying process. He was always very quick to reply, giving sound and reliable advice and acting quick to resolve issues or concerns. I cannot fault his work for us, and feel that he really made the mortgage process straightforward, as well as being a friendly voice on the phone during a very stressful time.
Our broker Ray Lang was an invaluable help and a constant support throughout our buying process. He was always very quick to reply, giving sound and reliable advice and acting quick to resolve issues or concerns. I cannot fault his work for us, and feel that he really made the mortgage process straightforward, as well as being a friendly voice on the phone during a very stressful time.
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