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Financial adviser in Biggleswade

Request a mortgage appointment with our adviser in Biggleswade and we will be in touch to get you booked in.

Andrew Penny

Andrew Penny

Andrew has been in financial services for over 20 years and has spent the last 8 years as a Mortgage and Protection Adviser. Andrew guides his clients to make the right mortgage decisions, and can also help the clients remain in their home with the right protection advice.

Andrew is based in Biggleswade, Bedfordshire, covering the local town and surrounding areas.  Andrew prefers to face to face appointments to understand his clients’ needs, but also offers a Zoom video call for those customers who are unable to meet in person, or a telephone appointment.

1 Market Square, Biggleswade, Bedfordshire, SG18 8AP
Read Andrew's bio
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Trustpilot Reviews

Rated Excellent by our customers

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Why Embrace Financial Services?

Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.

Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home. 

Reviews

5-star service

We are rated 5 stars on Trustpilot by our happy customers
Recommend

Trusted advisers

Our advisors give clear, helpful and personalised advice
Appointments when you need them

Appointments when you need them

Speak to a qualified adviser early morning, after work, or at the weekend.
Get valuable time back

Get time back in your day

We offer remote appointments over the phone or via video call
Reviews

5-star service

We are rated 5 stars on Trustpilot by our happy customers
Recommend

Trusted advisers

Our advisors give clear, helpful and personalised advice
Appointments when you need them

Appointments when you need them

Speak to a qualified adviser early morning, after work, or at the weekend.
Get valuable time back

Get time back in your day

We offer remote appointments over the phone or via video call

What we offer?

The Embrace Financial Adviser in Biggleswade can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.

Rated 4.8
out of 5

Rated Excellent with over 6,500 reviews
Trustpilot Google
Trustpilot Review Score 5
Had a great experience with this company. I was dealing with Colin Hopson and found him extremely professional and helpful. He went above and beyond to insure I got the best deal possible.
... read more
Trustpilot Review Score 5
Had a great experience with this company. I was dealing with Colin Hopson and found him extremely professional and helpful. He went above and beyond to insure I got the best deal possible. Would definitely recommend.
Ryan Jones
7 hours ago
Ryan Jones
7 hours ago
Trustpilot Review Score 5
Wayne was an exceptional advisor. He took time to explain Mortgage process to us and always available to answer any question we have. He is a professional that I would recommend to all my
... read more
Trustpilot Review Score 5
Wayne was an exceptional advisor. He took time to explain Mortgage process to us and always available to answer any question we have. He is a professional that I would recommend to all my family and friends. It was a pleasure working with him.
Adunola Abolade
9 hours ago
Adunola Abolade
9 hours ago
Trustpilot Review Score 5
Outstanding experience with EFS!
We had an excellent experience working with Hardip while arranging our mortgage. From start to finish, his level of customer service was outstanding. He
... read more
Trustpilot Review Score 5
Outstanding experience with EFS!
We had an excellent experience working with Hardip while arranging our mortgage. From start to finish, his level of customer service was outstanding. He was professional, knowledgeable, and always took the time to explain each step clearly, making what could have been a stressful process feel smooth and straightforward.

Hardip was incredibly responsive and kept us informed throughout, ensuring everything progressed efficiently and without unnecessary delays.

Thanks to his hard work and expertise, our mortgage was sorted quickly and with minimal hassle. We truly appreciate the effort he put in and wouldn’t hesitate to recommend him to anyone looking for reliable, friendly, and top-quality service.

Thank you again, Hardip!

Arjun & Simran
Simran Hansrani
15 hours ago
Simran Hansrani
15 hours ago
Trustpilot Review Score 5
Phil Cave is brilliant to deal with. Professional, efficient and went the extra mile to get me well on the way to purchasing a property.
Charlie T
1 day ago
Trustpilot Review Score 5
Excellent Service
Simon Parker really helped with the mortgage application process. As a first time buyer with little understanding of the mortgage system he was extremely patient,
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Trustpilot Review Score 5
Excellent Service
Simon Parker really helped with the mortgage application process.
As a first time buyer with little understanding of the mortgage system he was extremely patient, helpful and got me a good deal.

Connor
1 day ago
Connor
1 day ago
Trustpilot Review Score 5
Helpful
Easy to contact and very willing to help. Friendly staff who are helpful and give honest advice. We’re very happy with the experience we’ve had from them since we’ve
... read more
Trustpilot Review Score 5
Helpful
Easy to contact and very willing to help. Friendly staff who are helpful and give honest advice. We’re very happy with the experience we’ve had from them since we’ve started using them in 2021
Kal
1 day ago
Kal
1 day ago

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*Treating Customers Fairly survey 2022

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.