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Financial advisers in Chatham

Request a mortgage appointment with our advisers in Chatham and we will be in touch to get you booked in.

Rosita Harper

Rosita Harper

I have over 18 years experience, 10 years of which has been with Embrace Financial Services.  Prior to that I worked in the banking industry for 10 years. I feel my purpose and my passion has always been to help people, whether that be family, friends or clients. Compassion is one of my greatest assets, its what gives me the drive to help the young couple buy their first home or a divorced partner a new start. I feel that that so many clients return because they trust me to take care of their family and home for the lifetime of their mortgage.

8-12 Military Road, Chatham, Kent, ME4 4JA
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Sarah Hibbs

Sarah is an Embrace Financial Services financial adviser covering Chatham, Maidstone, Rochester, Sittingbourne, Faversham, Hoo, Walderslade, Gillingham, Rainham & Tunbridge Wells. Sarah can help you make the right decisions when it comes to taking out a mortgage or insurance plan; guiding you through every step and finding the perfect option for your needs.

8-12 Military Road, Chatham, Kent, ME4 4JA
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I'm also based in Maidstone | Rochester | Sittingbourne | Faversham | Hoo | Walderslade | Gillingham | Rainham | Tunbridge Wells

Lloyd Spencer

Lloyd is an Embrace Financial Services financial adviser covering Chatham, Maidstone, Rochester, Sittingbourne, Sheerness, Faversham, Hoo, Walderslade, Gillingham & Rainham. Lloyd can help you make the right decisions when it comes to taking out a mortgage or insurance plan; guiding you through every step and finding the perfect option for your needs.

8-12 Military Road, Chatham, Kent, ME4 4JA
Read Lloyd's bio
Request an appointment
I'm also based in Maidstone | Rochester | Sittingbourne | Sheerness | Faversham | Hoo | Walderslade | Gillingham | Rainham
Trustpilot Reviews

Rated Excellent by our customers

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Why Embrace Financial Services?

Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.

Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home. 

5-star service

We are rated 5 stars on Trustpilot by our happy customers

Trusted advisers

Our advisors give clear, helpful and personalised advice

Appointments when you need them

Speak to a qualified adviser early morning, after work, or at the weekend.

Get time back in your day

We offer remote appointments over the phone or via video call

5-star service

We are rated 5 stars on Trustpilot by our happy customers

Trusted advisers

Our advisors give clear, helpful and personalised advice

Appointments when you need them

Speak to a qualified adviser early morning, after work, or at the weekend.

Get time back in your day

We offer remote appointments over the phone or via video call

What we offer?

The Embrace Financial Adviser in Chatham can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.

Rated 4.8
out of 5

Rated Excellent with over 1,300 reviews
Trustpilot
Trustpilot Review Score 5
I’ve recently been in contact with Usamah Elmaghdy about a mortgage for my grandson who wanted to get on the property ladder ; I had dealings with Usamah a year or so ago and knew he
... read more
Trustpilot Review Score 5
I’ve recently been in contact with Usamah Elmaghdy about a mortgage for my grandson who wanted to get on the property ladder ; I had dealings with Usamah a year or so ago and knew he would be the best person to contact.
Indeed he spent some time providing us with figures and calculations and was really helpful, answering all my questions and queries virtually by return which enabled both my grandson and myself to understand the complexities of mortgages.
Unfortunately it also revealed that my grandson hadn’t saved enough money for the deposit, a problem which a lot of young people face in these times. So we will undoubtedly be coming back to Usamah as soon as my grandson’s financial position improves but it was a pleasure to do business with him and I would thoroughly recommend his services.
Val Mellor
9 hours ago
Val Mellor
9 hours ago
Trustpilot Review Score 5
Pascalie went above and beyond for us and we really can't thank her enough. Thank you so much.
Aidan Hughes
14 hours ago
Trustpilot Review Score 5
Embrace FS
Used Embrace FS for my mortgage and got some good news, Craig Wilding was my advisor he made it all soo simple for me to understand and always caught up with me on everything,
... read more
Trustpilot Review Score 5
Embrace FS
Used Embrace FS for my mortgage and got some good news, Craig Wilding was my advisor he made it all soo simple for me to understand and always caught up with me on everything, he was quick to reply whether it was on emails or by phone. Would definitely recommend.👍
Ismaeel Ayaaz
19 hours ago
Ismaeel Ayaaz
19 hours ago
Trustpilot Review Score 5
5 🌟 service from Mike Murphy
I recently purchased my first house and had Mike Murphy at embrace financial as my mortgage advisor. Best decision I have made. Mike helped me through all
... read more
Trustpilot Review Score 5
5 🌟 service from Mike Murphy
I recently purchased my first house and had Mike Murphy at embrace financial as my mortgage advisor. Best decision I have made. Mike helped me through all the ins and outs of being a first time buyer and went above and beyond in securing me my mortgage. I was in regular contact with Mike throughout the mortgage application and my calls or emails dealt with very efficiently. He offered support, reassurance and I received a fantastic service from start to finish. Would not hesitate in recommending Mike as your mortgage adviser. I will be contacting him again when my mortgage is due for renewal. 5 🌟 service.
Louise K
1 day ago
Louise K
1 day ago
Trustpilot Review Score 5
Simon Gilbert - Cannot rate highly enough, phenomenal service
Have been helped with a tricky buy out of my ex by Simon Gilbert. Cannot rate him highly enough, he has repeatedly gone above
... read more
Trustpilot Review Score 5
Simon Gilbert - Cannot rate highly enough, phenomenal service
Have been helped with a tricky buy out of my ex by Simon Gilbert. Cannot rate him highly enough, he has repeatedly gone above and beyond to not only get me a mortgage, but plan it in a way that fit in with the complexity of what I had going on personally. I am so grateful for his help and support. And I now own my house! 🥳
Adam N
2 days ago
Adam N
2 days ago
Trustpilot Review Score 5
Professional, knowledgeable and reassuring
I first had contact with David Meredith to determine whether or not it was even possible for a person of my age to secure a mortgage. From the
... read more
Trustpilot Review Score 5
Professional, knowledgeable and reassuring
I first had contact with David Meredith to determine whether or not it was even possible for a person of my age to secure a mortgage. From the outset his attitude was positive and he helped me explore a number of possibilities finally settling upon a standard repayment product. It's still early days in terms of the purchase process but today I received the formal offer from the lender and David has been with me to guide and explain every step of the way so far. Since this isn't something most of us deal with more than a few times in life it's easily confusing and littered with potential stumbling blocks; I can wholly recommend making use of the skills and experience of someone like David Meredith who deals with the world of finance on a daily basis.
Dario Atkinson
2 days ago
Dario Atkinson
2 days ago

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.