Financial advisers in Cleckheaton
Request a mortgage appointment with our advisers in Cleckheaton and we will be in touch to get you booked in.
Heather Park
Heather is an Area Development Manager and has worked for the company for over 29 years. Heather loves helping clients search for the best mortgage and protection solutions and offers a friendly, clear and straight forward approach with honest advise to help you understand the whole process from start to finish . Heather is a big sports fan with her particular passion being football, where she enjoys coaching local girls teams
Emily Whiteley
I worked as a Sales Negotiator in an estate agents for 6 years before becoming a Mortgage Advisor and I now have been advising and helping clients for many years. The best part of my role is helping my clients understand the whole process so that it’s not as daunting as it may seem!

Rated Excellent by our customers
Find us at
Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Cleckheaton can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5


He is very friendly and great and getting back to me quickly when I email.


I’ve had an outstanding experience with Embrace Financial Service. From the very beginning of my purchasing journey, their team was incredibly helpful and

I’ve had an outstanding experience with Embrace Financial Service. From the very beginning of my purchasing journey, their team was incredibly helpful and supportive. A special thank you to Andrew Penny, who took over my case as a Financial Consultant. He was exceptionally professional, patient, and always took the time to explain everything clearly. Even a year later, the communication never stopped — they’ve continued to check in and offer support whenever needed. Andrew genuinely cares about his clients, and it really shows. I highly recommend Embrace Financial Service for anyone looking for honest, caring, and dedicated financial guidance.



Vishal was incredibly helpful in helping us to secure our Mortgage Offer and was very responsive and quick to answer

Vishal was incredibly helpful in helping us to secure our Mortgage Offer and was very responsive and quick to answer any questions we had. He explained the process simply and took the time to get in touch with any updates and recommendations. He made this part of the house-buying process stress-free, quick, and very smooth, and we couldn't be more thankful to have found such a great service!

Ray Lang has now handled three mortgages for me over the years, and most recently, a renewal, and I genuinely wouldn’t go to anyone else. From start to

Ray Lang has now handled three mortgages for me over the years, and most recently, a renewal, and I genuinely wouldn’t go to anyone else. From start to finish, he is always professional, proactive, and incredibly knowledgeable. Ray takes the stress out of the process and makes everything feel easy and seamless.
He’s always one step ahead, ensuring I get the best deal and fully understand all my options. Communication is fantastic, and I always feel like I’m in safe, capable hands. His attention to detail and personal touch make all the difference.
Honestly, if you need a mortgage broker who truly cares and delivers outstanding results every single time, Ray is the one to trust. Absolutely fabulous service!! Very highly recommended!
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.