Financial adviser in Garstang
Request a mortgage appointment with our adviser in Garstang and we will be in touch to get you booked in.
Jonathan Holt
With over 10years' experience in the mortgage industry I carry a huge range of experience to help all ranges of clients, from first time buyers, home movers to the experienced landlord. I take great pride in finding the best value and most appropriate mortgage and protection solutions for my clients, while offering a personal and professional service.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Garstang can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5


We had the absolute pleasure of having Vishal as our mortgage advisor, and we genuinely couldn’t be more grateful for his support. He went above and beyond to help us

We had the absolute pleasure of having Vishal as our mortgage advisor, and we genuinely couldn’t be more grateful for his support. He went above and beyond to help us secure the right mortgage, guiding us through every step with professionalism, patience, and genuine care.
No question was too small, and he always made time to explain things clearly, making what could have been a stressful experience feel incredibly smooth and manageable.
Thanks to Vishal’s dedication and hard work, we felt confident and well-informed at every stage. He truly made the whole journey easy and stress-free. We cannot recommend him highly enough!




Simon Durose has helped arrange several mortgages for me over the past year. His advice is excellent, helping find deals not available to the

Simon Durose has helped arrange several mortgages for me over the past year. His advice is excellent, helping find deals not available to the public direct with lenders.
His communication is very good, always keeping me updated with progress.
I'd recommend him if you need mortgage advice.

I made a house purchase a few months back as a first time buyer, Shaneel made the process as simple and understandable as I could have wished. Very

I made a house purchase a few months back as a first time buyer, Shaneel made the process as simple and understandable as I could have wished. Very proactive and quick to respond which I always appreciate. Thank you!
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.