Financial advisers in Ramsey
Request a mortgage appointment with our advisers in Ramsey and we will be in touch to get you booked in.
Sarah Mercer
Sarah Mercer has been helping people find the right mortgage solutions since 2016, bringing years of experience to the table. Based in Cambridgeshire, Sarah serves the Ramsey area and the wider region, offering friendly, expert advice tailored to each client's unique needs. Whether you're a first-time buyer or looking to remortgage, Sarah is committed to making the process as smooth and stress-free as possible.
Since joining Embrace Financial Services in 2019, Sarah has become known for her clear, straightforward approach to mortgage advice. She takes the time to understand her clients' goals and offers practical solutions that fit their financial needs.
Outside of work, Sarah has been involved in Scouting for over 20 years, where she enjoys giving back to the community. She’s also a fan of good food, theatre, and escaping to a log cabin with an open fire to relax.
If you're looking for mortgage advice that’s personal, professional, and easy to understand, Sarah is here to help.
James Hindley
James has been in the financial industry for almost his entire career. Starting after university dealing with retail loans, before moving onto protection sales at one of the biggest insurance brokers in the UK. James has worked at small independent estate agents and some of the Mortgage brokers in the UK. One of the benefits of working in Embrace is you have the personal touch of being independent company but the support of a national team.
Based in the Huntingdon, James is helping customers locally face to face as well as customers from all over the UK with video calls.
Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.
5-star service
Trusted advisers
Appointments when you need them
Get time back in your day
5-star service
Trusted advisers
Appointments when you need them
Get time back in your day
What we offer?
The Embrace Financial Adviser in Ramsey can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5
Embrace Financial Service provided good service in reference to my home mortgage. Mr Usamah was my in contact person in Embrace Financial Service. He is amazing
Embrace Financial Service provided good service in reference to my home mortgage. Mr Usamah was my in contact person in Embrace Financial Service. He is amazing person in responding of queries and emails replies. He is very quick to get right mortgage package. But offcourse services/response might be different from case to case. But I will recommend him for your new home.
We have used Darren Woodley; our mortgage broker for years and I would never change. He helped us with our first mortgage when we were young and
We have used Darren Woodley; our mortgage broker for years and I would never change. He helped us with our first mortgage when we were young and didnt understand anything, to our mortgage again on our third house 7 years on. This mortgage was probably the most chaotic as I left it so last minute and with some kind of miracle and Darren going above and beyond, he managed to turn it around in record time so we could be in with our 3 small children in time for Christmas. If he hadn't then we would have been stuffed as the rest of the chain needed to move pre-christmas. He's very helpful, always explains it well and talks you through it all and is so patient (expecially as I'm usually a chaotic world-wind). Hes always in popular demand and i can see why, but always manages to squeeze us in. Thank you so much for always making it so straight forward for us !
This is my third time working with Embrace Financial Services, and specifically with Lisa Cummings, for my mortgage
This is my third time working with Embrace Financial Services, and specifically with Lisa Cummings, for my mortgage needs. I've navigated everything from being a first-time buyer, to remortgaging, selling my property, and securing a new mortgage. Each time, the service has been absolutely outstanding. Lisa goes above and beyond to hunt down the best deals tailored to my situation and patiently walks me through the long-term implications of each option, ensuring I make an informed decision without any rush or pressure to settle on the first one.
Her communication—whether via email, phone, or in-person—is always crystal clear, easy to understand, and incredibly responsive. If you're looking for reliable, stress-free mortgage advice, I can't recommend Lisa and Embrace enough! 5 stars all the way.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.
