Financial advisers in Ramsgate
Request a mortgage appointment with our advisers in Ramsgate and we will be in touch to get you booked in.
Chris Englefield
Chris has over 5 years experience specifically as a Mortgage Intermediary. He takes pride in finding the best value and most appropriate mortgage and protection solution for his clients. Chris has a vast wealth of experience and is exceptionally diligent in researching the mortgage market for First Time Buyers as he is with portfolio Landlords with complex needs. Chris' work ethic and commitment to his clients is exemplary and this is reflected in his spotless record, along with hundreds of happy and financially secure customers. Chris offers both Face to Face and Video Call appointments via Zoom to get to know his customers; along with telephone consultations where needed.
Rob Ferguson
Rob is an Embrace Financial Services financial adviser covering Andover, Brighton, Eastbourne, Ramsgate, Sittingbourne & Basingstoke. Rob can help you make the right decisions when it comes to taking out a mortgage or insurance plan; guiding you through every step and finding the perfect option for your needs.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Ramsgate can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5


We have used this service before and was so impressed with Sarahs reliability, experise and knowledge that we requested help with a new mortgage. This was done

We have used this service before and was so impressed with Sarahs reliability, experise and knowledge that we requested help with a new mortgage. This was done promptly and to a very high standard. Sarah talked us through all the relevant details and her customer service skills are second to none. She even nanaged to secure a better rate for us. The most important thing to us when using a service is honest and integrity, reliability, communication, and jargon free information. Sarah exceeded this and was amazing. Thanks

This is our second time using Sarah as our broker and honestly would not use anybody else going forward. She has taken such a massive weight off the process from our

This is our second time using Sarah as our broker and honestly would not use anybody else going forward. She has taken such a massive weight off the process from our shoulders and has had excellent communication and kept us well informed throughout entire process.

Simon at Embrace Rainham made the whole process of applying for a mortgage seem effortless. He was extremely helpful throughout, and I couldn't recommend him

Simon at Embrace Rainham made the whole process of applying for a mortgage seem effortless. He was extremely helpful throughout, and I couldn't recommend him enough.
However, even more importantly, it felt like Simon took the time to get to know myself and my partner, and it definitely helped take a lot of the pressure off of the house-buying process.
If I had to get another mortgage in the future, I would absolutely use Embrace again in a heartbeat.

I can recommend this company, very professional and good at communicating at each step of the process.

We were recently approved for a mortgage deal we’re very happy with and felt in safe hands the whole way through. Our advisor, James Hindley, asked all

We were recently approved for a mortgage deal we’re very happy with and felt in safe hands the whole way through. Our advisor, James Hindley, asked all the right questions and kept us well informed at every stage. As two self-employed people buying our first property, securing a mortgage wasn’t simple, but James went above and beyond to make it happen. We would highly recommend him.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.