Financial advisers in Ramsgate
Request a mortgage appointment with our advisers in Ramsgate and we will be in touch to get you booked in.
Chris Englefield
Chris has over 5 years experience specifically as a Mortgage Intermediary. He takes pride in finding the best value and most appropriate mortgage and protection solution for his clients. Chris has a vast wealth of experience and is exceptionally diligent in researching the mortgage market for First Time Buyers as he is with portfolio Landlords with complex needs. Chris' work ethic and commitment to his clients is exemplary and this is reflected in his spotless record, along with hundreds of happy and financially secure customers. Chris offers both Face to Face and Video Call appointments via Zoom to get to know his customers; along with telephone consultations where needed.
Rob Ferguson
Rob is an Embrace Financial Services financial adviser covering Andover, Brighton, Eastbourne, Ramsgate, Sittingbourne & Basingstoke. Rob can help you make the right decisions when it comes to taking out a mortgage or insurance plan; guiding you through every step and finding the perfect option for your needs.
Ben Godden
Ben is an advisor with nearly two decades of experience of mortgages and protection. He has built his reputation on providing exceptional service to his customers by helping them secure their dream home with the right mortgage product whilst ensuring they stay safe and secure whatever the future holds for them. His reassuring manner will set his customers at ease as he guides them through the home buying and remortgage process.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Ramsgate can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5



As an older and mature woman, finding the right mortgage proved very difficult to attain. However, getting in contact with EMBRACE MORTGAGE ADVISERS proved to

As an older and mature woman, finding the right mortgage proved very difficult to attain.
However, getting in contact with EMBRACE MORTGAGE ADVISERS proved to be the best decision for owning my own home.
My mortgage adviser Ray Lang, provided me with all the necessary information, allowing me to make my own informed decisions at the right time.
Ray and Peter white both patient, kind and understanding of any reservations I may have had. For over a year, Ray persevered and was able to acquire an acceptable and suitable mortgage for me.
Ray's commitment and professionalism never wavered, ensuring that every detail was meticulously handled. EMBRACE MORTGAGE ADVISERS, with their comprehensive guidance and unwavering support, have truly transformed what seemed like a daunting process into an achievable dream. They have not only facilitated my journey to homeownership but also provided a sense of security and confidence throughout the experience.
I am now in my flat in Leeds and very grateful To Ray Lang, Peter white and EMBRACE FINANCIAL SERVICES.

I'm a 1st time buyer and worked with Vishal at EFS. I did not have a lot of information going into the process and he took his time to kindly

I'm a 1st time buyer and worked with Vishal at EFS. I did not have a lot of information going into the process and he took his time to kindly walk me through everything and answered any 'silly' questions I had.
Additionally, he's always been available and quick to respond with any issues or queries throughout the entire process. Personally, I'm glad I got to work with Vish, and EFS and would most definitely recommend to anyone buying!

Shaneel Mirza has been absolutely brilliant in supporting us through the mortgage application process. Professional and efficient service. Highly

Shaneel Mirza has been absolutely brilliant in supporting us through the mortgage application process. Professional and efficient service. Highly recommended

Being first time buyers, the process of getting a mortgage seems daunting, but Ray Lang made it so achievable! He has endless patience and time for any enquiries we had, we

Being first time buyers, the process of getting a mortgage seems daunting, but Ray Lang made it so achievable! He has endless patience and time for any enquiries we had, we cannot recommend Ray Lang enough.

great service ,
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*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.