Financial adviser in Sawbridgeworth
Request a mortgage appointment with our adviser in Sawbridgeworth and we will be in touch to get you booked in.
Andrew Kidd
Andrew is an Embrace Financial Services financial adviser with over 35 years’ experience in the financial markets, covering all areas including Saffron Walden, Sawbridgeworth, Harlow & Stansted. Andrew can help you make the right decisions when it comes to taking out a mortgage or insurance plans, guiding you through every step and finding the perfect option for your needs.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in Sawbridgeworth can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5

We bought our first house , and Hardip Lota was very patient as we had a long journey. We had guidance and help all 2 years , where he had to reapply for mortgage a few times

We bought our first house , and Hardip Lota was very patient as we had a long journey. We had guidance and help all 2 years , where he had to reapply for mortgage a few times because of some property buying issues.
He is working very quick and he is going the extra mile every time you need something.
You won't find in any other company people so kind and caring as they do here.
We are very grateful to have had him alongside us, helping us with mortgage and insurances and everything else.
Thank you!

As first time buyers we were going into the process completely clueless. James Hindley was extremely helpful in getting us the best deal. He provided

As first time buyers we were going into the process completely clueless. James Hindley was extremely helpful in getting us the best deal. He provided honest and knowledgeable advice through the whole process, and he was always happy to answer all of our questions, no matter how small! Everyone else that we spoke to within the company was also friendly and helpful.

Kristopher Camblin made my remortgage really smooth and stress free. Managed to save money on my mortgage and life insurance. Highly recommend. Top

Kristopher Camblin made my remortgage really smooth and stress free. Managed to save money on my mortgage and life insurance. Highly recommend. Top bloke


I cannot recommend Embrace and Ray Lang enough, he has been supportive, informative & honest with us through!

As first-time buyers, we had lots of questions, but Kristopher Camblin was always friendly, professional, and patient. He answered everything clearly—no matter how

As first-time buyers, we had lots of questions, but Kristopher Camblin was always friendly, professional, and patient. He answered everything clearly—no matter how small—without ever making us feel silly. He made the whole process so much easier, and we’re really grateful for his support. Highly recommend!


We recently had the pleasure of working with Colin for our mortgage, and we cannot recommend him highly enough. From our very first interaction, Colin was incredibly approachable, making us feel at ease during what can often be a daunting process.
His expertise truly shone through; he was incredibly knowledgeable about the market and all its intricacies, patiently explaining every detail. What set Colin apart was his exceptional support in guiding us through multiple steps. He broke down the complex process into manageable parts, ensuring we understood everything along the way.
Crucially, we felt truly listened to. Colin took the time to understand our specific circumstances and preferences, and it was clear that he understood what we needed. This personalised approach made a significant difference.
If you're looking for a mortgage advisor who is not only a true expert but also genuinely cares about his clients, look no further than Colin. Thank you, Colin, for making our mortgage journey so smooth and stress-free!
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.