Financial adviser in West Derby
Request a mortgage appointment with our adviser in West Derby and we will be in touch to get you booked in.
Bill Howells
Bill lives in the North West. He loves spending time with family and socialising with friends. Bill is a keen gardener, loves to travel and spending time with his two grandchildren. Bill has worked in financial services for over 30 years and has worked for the company for over 8 years. Bill loves helping clients search for the best mortgage and protection solutions, and offers a friendly, clear and straight forward approach with honest advice to help you understand the whole process from start to finish.
Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.
5-star service
Trusted advisers
Appointments when you need them
Get time back in your day
5-star service
Trusted advisers
Appointments when you need them
Get time back in your day
What we offer?
The Embrace Financial Adviser in West Derby can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5
Incredibly helpful and informative - very fast in his communications. He had my full trust from the start. I would highly recommend working with James, he’s incredibly informed and knows his trade, and provided me with all the advice I needed, answered all my questions.
Thank you James for all you continuous help and support and helping me throughout the process !
I have had the great pleasure of working alongside Saif Hossein, a highly skilled financial consultant at embrace financial services. He has
I have had the great pleasure of working alongside Saif Hossein, a highly skilled financial consultant at embrace financial services. He has worked tirelessly to consider all factors of my financial circumstances and provided the best advice and guidance for my family and I to find a new home. He has consistently demonstrated a willingness to suggest sustainable financial solutions that enable the best future outcomes.
From the moment I reached out to Peter Row, he had taken the time to understand my unique financial situation, goals, and concerns being a first buyer and
From the moment I reached out to Peter Row, he had taken the time to understand my unique financial situation, goals, and concerns being a first buyer and being new to this environment, Peter had patiently explained every aspect of the mortgage process in clear, understandable terms, alleviating any anxieties I had about diving into the world of homeownership. and has kept me constantly updated, offering advice and help every step of the way.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.