Financial adviser in York
Request a mortgage appointment with our adviser in York and we will be in touch to get you booked in.
Emma Stewart
I have lived in York all my life, enjoy going on holidays with friends and family, keeping fit and walking my dog. I have worked in Financial Services since 2015, an have over 30 years experience in the housing sector. Customer experience is very important to me which is why I have as many long term clients that keep returning for help and advice when they move house or remortgage they also recommend family and friends.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in York can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5



I am absolutely delighted to share my experience working with Vishal Popat, our Senior Financial Consultant, who provided

I am absolutely delighted to share my experience working with Vishal Popat, our Senior Financial Consultant, who provided exemplary support in our successful home purchase.
From our very first interaction, Vishal's professionalism was evident. He approached every aspect of our financial planning with meticulous attention to detail and a deep understanding of the market. What truly set him apart was his incredible empathy. He genuinely understood our anxieties and aspirations throughout the complex process, making us feel heard and supported every step of the way.
Vishal's clarity in communication was a game-changer. He broke down intricate financial concepts into easily digestible information, ensuring we fully understood all our options. His advice was not just informative but also incredibly insightful, proving crucial in our decision-making process. We felt empowered and confident, knowing we were making the best choices for our future. Vishal's responsiveness was also extremely good and it helped us move further in the process much faster.
We couldn't have navigated this journey without Vishal. His dedication, expertise, and genuine care made what could have been a stressful experience remarkably smooth and positive. We highly recommend Vishal to anyone seeking top-tier financial guidance for their home buying journey.
Thank you, Vishal, for everything!



Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way. His communication was

Carl was our Mortgage broker, he was absolutely amazing. He was supportive, helpful, and reasuring every step of the way.
His communication was amazing he was always available to help and replied to emails messages and calls promptly.
As first time buyers we needed a lot of help and had a lot of questions and Carl was there throughout to answer those questions and make the process easier.
Carl even helped negotiate the purchase of the house and saved us a significant amount on the house price.
Carl was super friendly and I can not recommend him enough to all buyers but especially first time buyers. Max, his assistant was also very helpful and helped chase up an issue we were having with the house survey.
We will always use Carl and Embrace going forwards.

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent

I was in touch with Carl for months and months while I underwent a ToE on my old house, then was looking at buying several houses. He must have spent hours on the phone to me giving advice on next steps, options etc. He also negotiated the final price on the house I ended up buying and saved me a fortune... then went on and sorted the mortgage! Nothing was too much trouble, he kept me really well informed and he really helped me and my family out through a pretty rough period. Very highly reccomended.

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him

I wanted to give a big shout out to Hardip Lota who works as a Senior Financial Consultant and Area Development Manager for Embrace. I have used him serveral times and he is simply the best IFA I have ever worked with (I am nearly 60 and used quite a few other the years). Fantastic service and I would highly recommend him.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.