Financial advisers in Sittingbourne
Request a mortgage appointment with our advisers in Sittingbourne and we will be in touch to get you booked in.
Lloyd Spencer
Having worked in the property industry for over 30 years, I have a wealth of experience, specialising in residential and buy to let mortgages. In my spare time I enjoy countryside walks and spending time with family.
Tony Lau
Coming from a financial services back ground for close to 10 years and joining Embrace in 2025, I bring a wealth of experience from my previous roles, from your standard residential cases to the more complex adverse history cases, I’ve seen them all.
I love to chat, but I truly enjoy finding solutions for my clients who think they don’t have a chance to get their dream home and then giving them the news that focuses on their circumstances and telling them “The mortgage has completed
Rated Excellent by our customers
Find us at
I had an excellent experience with Hardip Lota when purchasing my first property. I was very new to the process and didn't know what it involved, but
I had an excellent experience with Hardip Lota when purchasing my first property. I was very new to the process and didn't know what it involved, but Hardip was friendly, patient and couldn't have been more helpful throughout the entire process. I am very grateful to have had Hardip with me along the journey, because he was always there for me to ask questions if needed and was very prompt at responding. Would highly recommend both Embrace Financial Services and Hardip, in particular.
Second time working with Embrace for a mortgage and Lee D always we stellar. Always handled everything without prompting and
Second time working with Embrace for a mortgage and Lee D always we stellar. Always handled everything without prompting and ensured we explored all the best options, even fine tuning deposits etc for the best deal.
Lee it wouldn't have been possible without all your work!
I would absolutely recommend Embrace especially in NI!
thank you to Anais for reviewing and arranging our insurance cover, and promptly resolving a payment issue.
Our experts will compare deals from 70+ high street lenders
