Embrace Financial Services Blog

Read the latest financial blogs to give you tips and advice on mortgages, insurance and a range other financial products and opportunities.
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Overpaying your mortgage can save you thousands if you can afford it

It’s always worth saving for a rainy day but have you thought about using...
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Do I need to have a will if I am buying a house or remortgaging?

This may come as a surprise, but when it comes to buying a house for the fi...
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What do I need to know or do before I take out my mortgage or remortgage?

Buying a home, moving house or even just remortgaging can be one of the mos...
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What do I need to consider when looking at a shared ownership property?

One of the first things to look at if you’re considering purchasing a hom...
Couple on sofa

Is a good credit rating important when taking out a mortgage?

Need a loan or a mortgage? You’ll need a good credit rating first to make...
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Buy or Rent - which one costs you more?

It’s always going to be a question for first-time buyers and sometimes ev...
Lavender

Bank of England holds interest rates again at 5.25%

The Bank of England held the base interest rate at 5.25% for the fifth meet...
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To Track or Fix | Which mortgage is better?

Should you track or fix your mortgage? Let's consider the options available...
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Mortgage Rates: What to do next?

There’s hardly a week goes by lately when there aren’t reports in the p...
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How Could the Spring Budget Affect Me?

Last week saw Chancellor Jeremy Hunt deliver what could be his last Budget ...
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Interest Rates Explained

Interest rates: What are they? how do they work? How does the base rate a...
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Exciting News for First-Time Buyers: Mortgage Guarantee Scheme Extended to 2025

The government has extended the mortgage guarantee scheme for an additional...

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