Financial advisers in St Ives
Request a mortgage appointment with our advisers in St Ives and we will be in touch to get you booked in.
Justyna Ferra
Justyna is an Embrace Financial Services financial adviser covering St Ives. Justyna can help you make the right decisions when it comes to taking out a mortgage or insurance plan; guiding you through every step and finding the perfect option for your needs.
Sarah Mercer
Sarah is an Embrace Financial Services financial adviser covering St Ives, Ramsey, St Neots, Sawtry, Huntingdon, Gorleston, Lowestoft & Beccles. Sarah can help you make the right decisions when it comes to taking out a mortgage or insurance plan; guiding you through every step and finding the perfect option for your needs.

Rated Excellent by our customers
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Why Embrace Financial Services?
Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.
Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day

5-star service

Trusted advisers

Appointments when you need them

Get time back in your day
What we offer?
The Embrace Financial Adviser in St Ives can provide help and advice in the following areas: mortgages, re-mortgages, first time buyer mortgages, buy to let mortgages, help with mortgage applications, as well as life insurance, critical illness cover and income protection.
Rated 4.8
out of 5

We recently had the pleasure of working with Ray Lang at Embrace as our mortgage advisor, and we honestly couldn’t recommend him more highly. From the very

We recently had the pleasure of working with Ray Lang at Embrace as our mortgage advisor, and we honestly couldn’t recommend him more highly. From the very start, Ray made what could have been a stressful process of buying our first home feel clear, manageable, and even exciting.
He was incredibly knowledgeable, informative, and always available to answer our questions, no matter how big or small. His advice was straightforward and easy to understand, which gave us complete confidence at every stage of the process. Beyond his professionalism, Ray is also a genuinely warm and approachable person, which made us feel fully supported throughout the journey.
Thanks to his guidance, we were able to secure our first home, and we’re so grateful for all the time and care he put into helping us. We wouldn’t hesitate to recommend Ray to anyone looking for a mortgage advisor—you’ll be in the best hands!
Thanks Ray and Lisa Garcia (his PA).


I recommend him on his service alone though, as his friendly professional attitude is what many his his field lack.
Thanks Simon


We have used Embrace and Simon Parker in particular, on several occasions, and we are always impressed by his specialist knowledge of the current market and trends, finding us our best mortgage. The company use good solicitors who are efficient and have dealt with the process very quickly.

I’ve had Vishal Popat helping my partner and I secure our mortgage. Vish was recommended to me by a friend and I couldn’t recommend him more. We’re first time

I’ve had Vishal Popat helping my partner and I secure our mortgage. Vish was recommended to me by a friend and I couldn’t recommend him more. We’re first time buyers so this was all very new to us and he really took the time to explain everything in great detail so we were perfectly clear on all the specifics. Very nice guy to deal with and would 100% recommend. Thanks again Vish!

For sure Amy Prescott , super efficient, Exploring all options and going above and beyond to find a suitable option for us . Then totally monitoring the progress and

For sure Amy Prescott , super efficient,
Exploring all options and going above and beyond to find a suitable option for us . Then totally monitoring the progress and keeping us updated . Excellent service .

Could not recommend Embrace enough, especially Ray Lang! He helped me for many properties and always supported me when they fell through. Amazing communication,

Could not recommend Embrace enough, especially Ray Lang!
He helped me for many properties and always supported me when they fell through.
Amazing communication, always quick replies or phone calls.
Recommended him to my sister who decided the same care.
Our experts will compare deals from 70+ high street lenders
*Treating Customers Fairly survey 2022
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £599. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.