Embrace Financial Services Blog
Read the latest financial blogs to give you tips and advice on mortgages, insurance and a range other financial products and opportunities.
![girl on sofa with laptop](https://www.embracefs.co.uk/uploads/blog_post/12_227_t.jpg?v=21528)
Consumer watchdog warns Energy Performance Certificates are unreliable and in desperate need of reform
Which? Is calling for the next government to reform Energy Performance Cert...
![guy on laptop](https://www.embracefs.co.uk/uploads/blog_post/12_229_t.jpg?v=15505)
House Prices Election Update
According to Rightmove the majority of buyers and sellers have continued th...
![child on dads shoulders](https://www.embracefs.co.uk/uploads/blog_post/12_224_t.jpg?v=15229)
Overpaying your mortgage can save you thousands if you can afford it
It’s always worth saving for a rainy day but have you thought about using...
![sofa](https://www.embracefs.co.uk/uploads/blog_post/12_226_t.jpg?v=10230)
The General Election and Housing
Buyers and sellers are proving determined to press ahead with their home mo...
![family eating at dining table](https://www.embracefs.co.uk/uploads/blog_post/12_223_t.jpg?v=26391)
Do I need to have a will if I am buying a house or remortgaging?
This may come as a surprise, but when it comes to buying a house for the fi...
![couple hugging](https://www.embracefs.co.uk/uploads/blog_post/12_222_t.jpg?v=31419)
What do I need to know or do before I take out my mortgage or remortgage?
Buying a home, moving house or even just remortgaging can be one of the mos...
![girl with dog at laptop](https://www.embracefs.co.uk/uploads/blog_post/12_221_t.jpg?v=34148)
What do I need to consider when looking at a shared ownership property?
One of the first things to look at if you’re considering purchasing a hom...
![Couple on sofa](https://www.embracefs.co.uk/uploads/blog_post/12_219_t.jpg?v=21284)
Is a good credit rating important when taking out a mortgage?
Need a loan or a mortgage? You’ll need a good credit rating first to make...
![Sofa](https://www.embracefs.co.uk/uploads/blog_post/12_220_t.jpg?v=25545)
EPC ratings - what does it mean for Landlords, what will change?
Everyone wants their properties or property to be as energy efficient as po...
![woman laid on sofa with laptop in lap](https://www.embracefs.co.uk/uploads/blog_post/12_218_t.jpg?v=23000)
Buy or Rent - which one costs you more?
It’s always going to be a question for first-time buyers and sometimes ev...
![Piggybank](https://www.embracefs.co.uk/uploads/blog_post/12_216_t.jpg?v=16595)
Is buy-to-let a good investment?
It’s an age-old conundrum. Is buying a property to let (or buy-to-let) in...
![Lavender](https://www.embracefs.co.uk/uploads/blog_post/12_215_t.jpg?v=50469)
Bank of England holds interest rates again at 5.25%
The Bank of England held the base interest rate at 5.25% for the fifth meet...